由《穷爸爸富爸爸》分析中美青少年的财商教育

Analysis on the differences between Chinese and American FQ education for adolescents  

摘要

近年来财商教育已经受到各国越来越多家庭的关注,并成为学者的研究话题，曾风靡全世界的《穷爸爸富爸爸》作为财商教育的启蒙书，其中的一些理财思维对许多国家庭包括中国产生了很大的影响。本文将介绍本书中的一些经典的理财思维，借此分析中国和美国家庭学校的财商教育进展，发现中国与美国在财商教育上的差异，从而提出了我国进一步开展青少年财商教育的一些建议。

关键词：财商教育；《穷爸爸富爸爸》；差异；启示

Abstract

In recent years, the education of FQ, which means financial intelligence quotient, has received more and more family’s attention，and become scholars’ research subject all around the world. Rich Dad Poor Dad , a book that once swept the world, is a primer of the education of FQ, in which some financial management thinking has produced very big effect on many countries including China. This paper introduces the classic financial management ideas in this book, then analyzes Chinese and American family or school’s progress in the education of FQ, and finds out its differences between Chinese and American FQ education. Accordingly, some enlightenments are proposed to carry out youth FQ education further in China.

Key Words: FQ education; Rich Dad Poor Dad; differences; enlightenments